UK adults aged 35 to 44 were most likely to have a mortgage loan in 2022, with more than half of the respondents in a nationally representative survey sharing that they held one in their own name or joint names. The average for the country stood at 28 percent at that time. Among older generations, the percentage of mortgage holders declined, as these were more likely to have already paid off their mortgage.
Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age
Characteristic
Share of adults that outright own their home
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Financial Conduct Authority. (July 26, 2023). Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age [Graph]. In Statista. Retrieved June 18, 2024, from https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/
Financial Conduct Authority. "Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age." Chart. July 26, 2023. Statista. Accessed June 18, 2024. https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/
Financial Conduct Authority. (2023). Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age. Statista. Statista Inc.. Accessed: June 18, 2024. https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/
Financial Conduct Authority. "Share of Adults with a Mortgage in The United Kingdom (Uk) in 2022, by Age." Statista, Statista Inc., 26 Jul 2023, https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/
Financial Conduct Authority, Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age Statista, https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/ (last visited June 18, 2024)
Share of adults with a mortgage in the United Kingdom (UK) in 2022, by age [Graph], Financial Conduct Authority, July 26, 2023. [Online]. Available: https://www.statista.com/statistics/793696/adults-with-a-mortgage-by-age-uk/