mortgage debt among private individuals. This has a political background as the Dutch tax system allowed homeowners for many years to deduct interest paid on a mortgage from pre-tax income for a maximum period of thirty years, essentially allowing for income support for homeowners. In the Netherlands, this system is known as hypotheekrenteaftrek. Since 2014, the Dutch government is slowly scaling this down, with an acceleration planned from 2020 onwards.
The gross residential mortgage lending in the Netherlands rose with some fluctuation from the first quarter of 2016 to the third quarter of 2022. In the second quarter of 2022, gross lending peaked at a value of approximately 46 billion euros, followed by a decrease to 38 billion euros in the third quarter of the year. Within Europe, the Netherlands counts as one of the countries with the highest Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros)
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Other statistics that may interest you Residential real estate in the Netherlands
Overview
8
- Basic Statistic Total number of houses sold in the Netherlands 1995-2022
- Basic Statistic Total number of houses sold in the Netherlands 1995-2022, by province
- Premium Statistic Number of residential real estate transactions in the Netherlands 2015-2023
- Premium Statistic Residential real estate prices forecast change in the Netherlands 2023-2024
- Premium Statistic Assets Dutch investment funds real estate not for own use Netherlands 2015-2023
- Basic Statistic Select European cities ranked by overall prospects in real estate 2024
- Premium Statistic Residential property price comparison to country average in Europe 2022, by capital
- Premium Statistic Price index in real terms (RHPI) of residential property in Europe 2000-2023
Construction
3
Property prices
8
- Basic Statistic Average purchase price of residential property in the Netherlands 1995-2023
- Basic Statistic Average price of single-family homes in the Netherlands 2023, by province
- Premium Statistic Average price of apartments in the Netherlands 2022, by province
- Basic Statistic Average residential property selling price in the Netherlands 1995-2022
- Basic Statistic Average WOZ value and average selling price houses the Netherlands 2019-2022
- Premium Statistic Housing prices change in the Netherlands 1996-2023
- Premium Statistic Percentage change of housing prices in Netherlands 2023, by province
- Basic Statistic Housing prices change in the Netherlands 2012-2023, by property type
Mortgages
7
- Premium Statistic Historical mortgage rates in the Netherlands 2003-2024, by mortgage term
- Premium Statistic Interest rate for outstanding mortgages in the Netherlands 2003-2023
- Basic Statistic Total mortgage debt from households Netherlands 2012-2023
- Premium Statistic Number of mortgages sold in the Netherlands 2007-2022
- Premium Statistic Volume of new mortgages in the Netherlands 2006-2022
- Premium Statistic Leading mortgage providers in the Netherlands 2023, by market share
- Premium Statistic Mortgage value forecast change in the Netherlands 2021-2022, with forecast until 2023
Rental housing
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- Basic Statistic Share of tenants among the total population of the Netherlands 2005-2022
- Basic Statistic Average rent in Amsterdam, The Hague, Rotterdam and Utrecht (Netherlands) 2010-2023
- Basic Statistic Average rent price of residential property in the Netherlands 2016-2023
- Premium Statistic Average housing rent change in the Netherlands 2015-2023
- Basic Statistic Average rent increase in the Netherlands in 2023, by type of rental
- Premium Statistic Residential property rent index in the Netherlands 1960-2022
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Statistics
European Mortgage Federation. (October 18, 2023). Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros) [Graph]. In Statista. Retrieved June 16, 2024, from https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. "Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros)." Chart. October 18, 2023. Statista. Accessed June 16, 2024. https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. (2023). Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros). Statista. Statista Inc.. Accessed: June 16, 2024. https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation. "Gross Residential Mortgage Lending in The Netherlands from 1st Quarter 2016 to 3rd Quarter 2022 (in Billion Euros)." Statista, Statista Inc., 18 Oct 2023, https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/
European Mortgage Federation, Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros) Statista, https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/ (last visited June 16, 2024)
Gross residential mortgage lending in the Netherlands from 1st quarter 2016 to 3rd quarter 2022 (in billion euros) [Graph], European Mortgage Federation, October 18, 2023. [Online]. Available: https://www.statista.com/statistics/957572/quarterly-gross-residential-mortgage-lending-in-the-netherlands/