Demand for loans in Poland 2023-2024
According to the source, banks in Poland tightened credit policies in most loan segments in the first quarter of 2024, especially for SMEs. The main reasons for this tightening were the macroeconomic outlook, the quality of the loan portfolio, and the increase in industry risk. The credit policy changes were accompanied by a significant drop in demand for housing loans due to the suspension of subsidies from "2% Safe Credit" (Bezpieczny Kredyt 2%) program. At the same time, demand for consumer loans and loans to large businesses increased
