• Italy: opinion on the EU new PSD2 and sharing financial data 2019

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According to the results of a survey conducted in 2019, some 51 percent of Italians admitted they would not be happy if companies shared their customers' financial data in accordance to the European Union’s new Payments Services Directive (PSD2), which sets a legal groundwork for the sharing of financial data. Only about 35 percent of the respondents said that they would agree with it.

Would you be happy about companies sharing your information in accordance to the EU's new PSD2*, if you gave consent?

Characteristic	Share of respondents*
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-	-
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Source

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Source

Release date

May 2019

More information

Region

Italy

Survey time period

January 30 to February 11, 2019

Special properties

Respondents aware fo the EU new PSD2

Method of interview

Online survey

Supplementary notes

* The question refers to the European Union’s new Payments Services Directive, or PSD2, which sets a legal groundwork for the sharing of financial data including consumer protections. Open Banking is an innovation which enables financial service providers to access an individual’s financial information held by another organization if their permission is given, and is an example of the potential impact of PSD2. There are many possible benefits to this form of data sharing: one example would allow financial information in different places to be combined and viewed within a single interface so that consumers can view all their accounts in one place.