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Insurance claims ratio in India by type of insurer FY 2002-2019

Published by Statista Research Department, Mar 2, 2021
In financial year 2019, the insurance claims ratio of private multi-line insurers across India was 75 percent, while that of public multi-line insurers stood at 102 percent. The claims ratio differential between public and private multi-line insurers in the country had increased significantly since fiscal year 2016. Insurance claims ratio is the percentage of claims costs incurred to the insurance company in relation to the premiums earned.

Insurance claims ratio across India from financial year 2002 to 2019, by type of insurer

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Sources

Release date

October 2019

Region

India

Survey time period

FY 2002 to FY 2019

Supplementary notes

*FY 2019 claims ratio excludes data for Reliance general and National Insurance.

India's financial year begins in April and ends in March. For example, FY 2018 started in April 2017 and ended in March 2018.

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