In financial year 2019, the private insurer, Royal Sundaram had a combined ratio of almost 97 percent in the own-damage motor segment. This was a decrease compared to the previous financial year's ratio of 104.4 percent. Overall, a higher combined ratio indicates that the company is paying out more money than it is earning as insurance premiums.
Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019
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HDFC Securities. (October 1, 2019). Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019 [Graph]. In Statista. Retrieved February 12, 2025, from https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed
HDFC Securities. "Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019." Chart. October 1, 2019. Statista. Accessed February 12, 2025. https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed
HDFC Securities. (2019). Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019. Statista. Statista Inc.. Accessed: February 12, 2025. https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed
HDFC Securities. "Combined Ratio of Royal Sundaram Own-damage Motor Insurance from Financial Year 2015 to 2019." Statista, Statista Inc., 1 Oct 2019, https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed
HDFC Securities, Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019 Statista, https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed (last visited February 12, 2025)
Combined ratio of Royal Sundaram own-damage motor insurance from financial year 2015 to 2019 [Graph], HDFC Securities, October 1, 2019. [Online]. Available: https://www.statista.com/statistics/1079777/india-royal-sundaram-motor-own-damage-insurance-combined-ratio/?__sso_cookie_checker=failed