cost-to-income ratios varied between 74.9 percent and 32.2 percent in the first half of 2023.
Among the 15 largest European banks in terms of total assets, Deutsche Bank had the highest cost-to-income ratio (CIR) in 2022. The German bank's CIR stood at 74.9 percent. It was followed by UBS AG and Groupe BPCE, both with a CIR above 70 percent. Banco Santander reported the lowest CIR, at 45.8 percent. The cost-to-income ratio is an important financial metric for determining the profitability of banks. The measure looks at the cost of running operations as a percentage of a bank’s operating income. Lower ratios mean that a bank is running more profitably, whereas a higher ratio indicates that the bank's operating expenses are too high. In Europe, Cost-to-income ratio (CIR) of the largest banks in Europe in 2022
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Statista. (November 13, 2023). Cost-to-income ratio (CIR) of the largest banks in Europe in 2022 [Graph]. In Statista. Retrieved March 29, 2024, from https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/
Statista. "Cost-to-income ratio (CIR) of the largest banks in Europe in 2022." Chart. November 13, 2023. Statista. Accessed March 29, 2024. https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/
Statista. (2023). Cost-to-income ratio (CIR) of the largest banks in Europe in 2022. Statista. Statista Inc.. Accessed: March 29, 2024. https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/
Statista. "Cost-to-income Ratio (Cir) of The Largest Banks in Europe in 2022." Statista, Statista Inc., 13 Nov 2023, https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/
Statista, Cost-to-income ratio (CIR) of the largest banks in Europe in 2022 Statista, https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/ (last visited March 29, 2024)
Cost-to-income ratio (CIR) of the largest banks in Europe in 2022 [Graph], Statista, November 13, 2023. [Online]. Available: https://www.statista.com/statistics/1090104/leading-banks-in-europe-cost-to-income-ratio/