Credit cards and debit cards per capita in the United Kingdom 2010-2021

Published by
Raynor de Best,
Jan 10, 2024
Credit cards per capita in the United Kingdom (UK) decreased to reach a value of slightly over one card per person in 2021. Debit cards were found more often in the country, as debit card penetration reached around 1.9 that year. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used often, as there are large differences within Europe when it comes to the use of certain payment methods.

Number of credit cards and debit cards per capita in the United Kingdom from 2010 to 2021

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Release date

January 2023

Region

United Kingdom

Survey time period

2010 to 2021

Age group

15 years and older

Special properties

country population

Supplementary notes

The numbers shown are estimates based on the following indicators:

1. Credit cards

  • Number of cards with a delayed debit function;
  • Number of cards with a credit / delayed debit function;
  • Number of cards with a credit function.

2. Debit cards
  • Number of cards with a debit function;
  • Number of cards with a debit / delayed debit function.

All figures provided concern cards issued by resident PSPs. Numbers exclude cards with an e-money function.

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Penetration

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User behavior

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Spending

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Transaction count

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Credit card debt

5

Brands and issuers

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Forecasts

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