Household debt ratio South Korea 2010-2018

The household debt-to-income ratio among South Korean households has risen steadily over the last decade and amounted to 184.2 percent in 2018. According to the OECD, household indebtedness ratio presents the total outstanding debt of households as a percentage of gross disposable income of households. The debt of households largely consists of loans, primarily home mortgage loans, but also other types of liabilities such as consumer credit (e.g. credit card, automobile loans). A ratio above 100 percent shows that the level of debt outstanding is larger than the annual flow of disposable income.

Household indebtedness to gross disposable income ratio in South Korea from 2010 to 2018

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Release date

December 2019


South Korea

Survey time period

2010 to 2018

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Statistics on "Demographics of South Korea"

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