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Cost-to-income ratio of banks in South Africa 2019

Cost-to-income ratio of leading South African banks as of 2019

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Release date



South Africa

Survey time period


Supplementary notes

The source mentioned that normalized results for Absa and FirstRand were presented. Nedbank and FirstRand included associate income in their cost-to-income ratio, whereas Absa and Standard Bank excluded it. The Nedbank and FirstRand ratios presented have been recalculated to exclude associate income.

The source mentioned the financial results are based on 2019 with the balance based on 2018 financial results. Source are the 2019 peer reports.

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