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Credit quality in the U.S. from 1994 to 2018 vs 2019, by loan type

Published by F. Norrestad, Nov 9, 2020
Between 1994 and 2018, approximately 1.2 percent of loans in the United States were 30 days past due, which rose to 0.64 percent in 2019. In 2019, just over one percent of loans were noncurrent, up from two percent between 1994 and 2018.

Credit quality ratio of loans in the United States from 1994 to 2018 vs 2019, by type of loan

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Source

Release date

January 2020

Region

United States

Survey time period

1994 to 2019

Supplementary notes

Loans 30 days past due include the share of total loans that are 30 to 89 days past due.

Noncurrent loans are the share of total loans that are 90 or more days past due or on nonaccrual status.

Net charge-offs are the share of total loan balances charged off as a loss, net of recoveries.

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