Alternative finance market size in the Netherlands 2021, by investment type
Alternative finance in the Netherlands, or loans granted to companies that did not come from banks, was mostly comprised of leasing contracts in 2021, which amonted to roughly 1.4 billion euros. Crowdfunding was the second largest source of non-bank financing, amounting to 621 million euros. The total value of direct lending, on the other hand, was significantly smaller. In direct lending, investors (not banks) loan money to companies directly. This means that several investors work together by investing money in a particular fund, which will then act as a moneylender for entrepreneurs.
