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Household gross saving rate Netherlands Q1 2007-Q2 2020

Household gross saving rate in the Netherlands from 1st quarter 2007 to 2nd quarter 2020

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Release date

December 2020



Survey time period

Q1 2007 to Q2 2020

Supplementary notes

The source added the following information "Saving can be calculated on a gross or a net basis depending on the definition of household disposable income that is used. Gross disposable income is calculated before the deduction of depreciation (consumption of fixed capital in national accounts terms), while net disposable income is calculated by deducting depreciation from gross disposable income. Also note that the change in pension entitlements is included in the savings of households, as a consequence of which (funded) pension entitlements are considered as a financial asset of households. All in all, gross household saving is defined as household gross disposable income plus the change in pension entitlements less household final consumption expenditure. The household gross savings rate is calculated as the ratio of household gross savings to household gross disposable income plus the change in pension entitlements. The rates vary considerably across countries because of institutional, demographic, and socio-economic differences. For example, the government provision of old-age pensions or demographic age structure of the population will influence the rate at which populations save.'

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