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Access to financial services and products in Kenya, by education 2019

Access to financial services and products in Kenya as of 2019, by educational level

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Sources

Release date

April 2019

Region

Kenya

Survey time period

October 1 to December 15, 2018

Number of respondents

8,669 households

Age group

16 years and older

Method of interview

Computer-assisted personal interviews (CAPI)

Supplementary notes

According to the source, access to financial services was divided in three categories:

Formal: “Financial services and products offered through providers that are legally registered legal persons and/ or operate through direct Government interventions”;

Informal: “Financial services offered through different forms not subject to regulation, but have a relatively well–defined organizational structure”;

Excluded: “Individuals who reported using financial services and products only through family, friends, neighbors or keep money in secret places or not using any form of financial service”

Furthermore, the source adds the following information:
"In particular, consumer is classified in the formal category if he/she has access to any formal financial service or product. However, the same consumer may also be accessing informal financial services or products. Where a consumer accesses only informal financial services or products, he/she is classified as informally included. A consumer who does not access any financial services or products from any formal or informal categories, he/she is classified as excluded."

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