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Cashless payment ratio in Japan 2014-2021, by payment method

Ratio of cashless payments in Japan from 2014 to 2021, by payment method

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Release date

June 2022



Survey time period

2014 to 2021

Supplementary notes

The cashless payment ratio is calculated by dividing the sum of credit card payments*, debit card payments**, electronic money payments***, or QR code payments**** by the private final consumption expenditure*****.

*Figures of the Japan Consumer Credit Association. Estimates based on the results of questionnaires to member credit card companies until 2012, and actual numbers registered with designated credit information organizations from 2013 onwards.
**Figures of the Japan Debit Card Promotion Council until 2015, and Bank of Japan from 2016 onwards.
***Figures of the Bank of Japan.
****Figures of the Payments Japan Association.
*****Figures of the Cabinet Office.

Figures prior to 2015 are from previous reports.

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Statistics on " Cashless payments in Japan "

Statistics on Cashless payments in Japan



Credit cards


Debit cards


Electronic money


Mobile payments


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