Japan: cashless payment ratio by payment method 2022

In 2022, credit card payments accounted for 30.4 percent of the private final consumption expenditure in Japan, making them the leading cashless payment method. The overall cashless payment ratio increased by 3.5 percentage points year on year.

Ratio of cashless payments in Japan from 2013 to 2022, by payment method

Characteristic	Credit card payments	Debit card payments	Electronic money payments	QR code payments
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-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
-	-	-	-	-
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-	-	-	-	-
-	-	-	-	-
-	-	-	-	-

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Release date

April 2023

More information

Region

Japan

Survey time period

2013 to 2022

Supplementary notes

The cashless payment ratio is calculated by dividing the sum of credit card payments*, debit card payments**, electronic money payments***, or QR code payments**** by the private final consumption expenditure*****.

*Figures of the Japan Consumer Credit Association.
**Figures of the Japan Debit Card Promotion Council until 2015, and Bank of Japan from 2016 onwards.
***Figures of the Bank of Japan.
****Figures of the Payments Japan Association.
*****Figures of the Cabinet Office.

Figures prior to 2016 are from previous reports.

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