As of 2018, the average health spending of a family of four had increased 67 percent since 2008. In comparison, the employer's share increased 51 percent, while the average worker's wages only increased 26 percent.
Health spending includes the family's contribution to insurance premium and out-of-pocket (OOP) costs (also referred to as cost-sharing) like deductibles, co-pays and co-insurance.
This statistic illustrates the percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to employer share and workers' wages in the United States from 2008 to 2018.
Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018
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Peterson Center on Healthcare, & Kaiser Family Foundation. (August 14, 2019). Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 [Graph]. In Statista. Retrieved March 17, 2025, from https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed
Peterson Center on Healthcare, und Kaiser Family Foundation. "Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018." Chart. August 14, 2019. Statista. Accessed March 17, 2025. https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed
Peterson Center on Healthcare, Kaiser Family Foundation. (2019). Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018. Statista. Statista Inc.. Accessed: March 17, 2025. https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed
Peterson Center on Healthcare, and Kaiser Family Foundation. "Percentage Change in Premiums and Out-of-pocket Spending for a Family of Four with Large Employer Coverage Compared to Wages in The United States from 2008 to 2018." Statista, Statista Inc., 14 Aug 2019, https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed
Peterson Center on Healthcare & Kaiser Family Foundation, Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 Statista, https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed (last visited March 17, 2025)
Percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to wages in the United States from 2008 to 2018 [Graph], Peterson Center on Healthcare, & Kaiser Family Foundation, August 14, 2019. [Online]. Available: https://www.statista.com/statistics/1250714/health-spending-growth-for-families-with-large-employer-coverage/?__sso_cookie_checker=failed
