Factors considered in the review process for home loans in Japan 2022

Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022

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Release date

March 2023



Survey time period

October to November 2022

Number of respondents

1,016 private financial institutions*

Special properties

completed survey forms were collected by mail, e-mail, fax, etc.

Supplementary notes

*Survey sample:
City banks and trust banks: n=15
Regional banks I: n=61
Regional banks II: n=34
Shinkin banks: n=230
Credit cooperatives: n=128
Labor credit associations: n=13
Agricultural cooperatives: n=518
Life insurance companies: n=3
Non-life insurance companies: n=1
Mortgage banks, etc.: n=13

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