Number of Flat 35 home loan applications in Japan FY 2016-2022, by type
In the fiscal year 2022, applications for the Flat 35 Purchase Program of the Japan Housing Finance Agency (JHF) amounted to around 56.7 thousand, representing a decrease from the previous year. The JHF supports the provision of long-term fixed-rate Flat 35 housing loans, either by securitizing loans granted by private financial institutions under the Purchase Program or by insuring loans securitized by private lenders through its Guarantee Program.
