Annual number of credit card transactions in Australia 2012-2021, per capita
Annual credit card transactions per capita in the UK, for example, reached 51 in 2020 - which was already higher than what was seen elsewhere in Europe. Cards are a relatively dominant payment method in Australia's in-store payments, as credit cards and debit cards together reached a market share of more than 75 percent in 2021.
The number of credit card payments in Australia increased by roughly 200 million between 2020 and 2021. This lead to the per capita count to increase to over 147 in 2021. This figure is significantly higher than what is seen in most European countries.