Japan: changes in borrowing behavior due to the pandemic 2022

In a survey conducted in Japan in August 2022, 16.1 percent of the respondents reported that they had to take out new loans to cover daily living expenses due to the coronavirus (COVID-19) pandemic. Around 17 percent stated that lower spending led to a reduced need for credit.

Impact of the coronavirus (COVID-19) pandemic on borrowing behavior in Japan as of August 2022

Characteristic	Share of respondents
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Release date

November 2022

More information

Region

Japan

Survey time period

August 9 to 31, 2022

Number of respondents

2,000*

Age group

18 years or older

Special properties

mobile survey via smartphones, etc.; among consumers who have borrowed from money lending business operators before; multiple answers possible

Supplementary notes

*Individuals who have borrowed from consumer finance companies, credit card companies and consumer credit companies, and business finance companies in the past. Including 1,000 persons with outstanding loans and 1,000 persons who have no outstanding loans at present.

The gender and age distribution of the sample of 2,000 persons is based on statistical data from Japan Credit Information Reference Center Corp.

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