
Top retail loan type India FY 2022, by volume
During the financial year 2022, credit cards dominated the retail loans market in India by the count of active loans with a share of 17.2 percent. The segment was followed by personal loans with around 14 percent. Auto loans ranked the lowest in terms of volume. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.