Triennial credit card penetration in France 2011-2024, by demographic
According to a three-year survey, the share of respondents who owned a credit card in France had declined in 2021 when compared to 2017. The difference between ownership and usage had also increased, from roughly 5.5 percentage points in 2017 to approximately seven percentage points in 2021. The report adds that men were more likely than women to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - was more likely to own a credit card than their older counterparts.