Median employee annual contribution for health coverage in the U.S. 2022, by plan

Published by
Preeti Vankar,
Feb 20, 2024
In 2022, the median employee annual contribution for family coverage amounted to 10,504 U.S. dollars in a preferred provider organization (PPO) and 6,717 U.S. dollars in high-deductible health plans (HDHP). Overall, the median annual employee contribution for any type of health coverage was lower in high-deductible health plans in comparison to other health plans.

Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars)

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Release date

June 2023

Region

United States

Survey time period

2022

Special properties

Employer groups of all sizes

Supplementary notes

Note: NFP's own benchmarking database uses median data rather than averages when making calculations. While averages include outliers in the calculations and could distort the benchmark, median calculations adjust for outliers in the data, making it more applicable for employers.

Health maintenance organization (HMO)
Preferred provider organization (PPO)
High-deductible health plans (HDHP)

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