Cash use in Poland, by situation 2024

The share of cash transactions at POS (Point-of-Sale) in Poland declined by 10 percentage points between 2018 and the second quarter of 2024. This is according to two different questions asked throughout multiple surveys from Statista's Consumer Insights. The numbers shown here refer to a rolling 12-month share of respondents who indicated they used cash in a brick and mortar shop or whilst shopping online. In 2018, the share of respondents using cash transactions at POS (Point-of-Sale) stood at 79 percent, which declined to 70 percent in the second quarter of 2024. Moreover, during the same period, the share of respondents paying cash in advance and cash on delivery for online transactions fell by seven and nine percent, respectively.

Cash usage either for online payments or at POS in Poland from 2018 to 2nd quarter of 2024

Characteristic	Cash (POS)	Cash in advance (Online)	Cash on delivery (Online)
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Release date

July 2024

More information

Region

Poland

Survey time period

July 3, 2023, to June 17, 2024

Number of respondents

12,000+ per country

Age group

18-64 years

Special properties

Residential online population; 12-month rolling average

Method of interview

Online survey

Supplementary notes

The questions were phrased by the source as follows: "How have you paid in stores, restaurants and other points of sale in the past 12 months? (multi-pick)" and "How have you conducted payments online in the past 12 months? (multi-pick)".

Some countries in Statista's Consumer Insights are part of an extended questionnaire. More information on the methodology can be found here.

For countries/territories receiving the extended questionnaire, Statista's Consumer Insights utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and more interviews available for analysis.

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