Online banking usage in the European Union (EU) is highest among individuals with high formal education, with over 86 percent of such individuals using internet banking services in 2024. Online banking penetration reached 71 percent among individuals with medium formal education, and was lowest at 51.88 percent among individuals with no or low formal education.
Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level
This statistic is based on the annual EU survey on the use of Information and Communication Technologies in households and individuals. Data are collected on a yearly basis by the National Statistical Institutes and are based on Eurostat's annual model questionnaire.Â
Data refers to the share of individuals who used the internet for internet banking within the last three months before the survey. Internet banking includes electronic transactions with a bank for payment and similar activities, or for looking up account information.Â
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Eurostat. (December 17, 2024). Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level [Graph]. In Statista. Retrieved February 07, 2025, from https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed
Eurostat. "Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level ." Chart. December 17, 2024. Statista. Accessed February 07, 2025. https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed
Eurostat. (2024). Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level . Statista. Statista Inc.. Accessed: February 07, 2025. https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed
Eurostat. "Penetration Rate of Online Banking in The European Union (Eu) from 2007 to 2024, by Education Level ." Statista, Statista Inc., 17 Dec 2024, https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed
Eurostat, Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level Statista, https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed (last visited February 07, 2025)
Penetration rate of online banking in the European Union (EU) from 2007 to 2024, by education level [Graph], Eurostat, December 17, 2024. [Online]. Available: https://www.statista.com/statistics/1549679/eu-online-banking-penetration-by-education/?__sso_cookie_checker=failed