Quarterly charge-off rates of U.S. credit cards at commercial banks 1985-2024

Charge-off rates of credit card consumer loans at commercial banks in the United States from 1st quarter 1985 to 3rd quarter 2024

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Source

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Release date

November 2024

Region

United States

Survey time period

Q1 1985 to Q3 2024

Special properties

All figures are non-seasonally adjusted

Supplementary notes

The source defines charge-offs as the value of loans removed from the books and charged against loss reserves. They were measured using the net of recoveries of commercial banks as a percentage of their average loans and annualized. Essentially, the loan is written off as a loss and unlikely to be collected.

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Statistics on " Credit cards in the United States "

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