In 2023, the average ratio of nonperforming individual housing loans among leading Chinese banking institutions was 0.45 percent. Compared to corporate real estate loans, individuals had a better asset quality. Furthermore, a weakening economy and a turbulent housing market decreased the demand for mortgages overall.
Leading Chinese banks in 2023, based on non-performing individual housing loans
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Deloitte. (December 16, 2024). Leading Chinese banks in 2023, based on non-performing individual housing loans [Graph]. In Statista. Retrieved March 16, 2025, from https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed
Deloitte. "Leading Chinese banks in 2023, based on non-performing individual housing loans." Chart. December 16, 2024. Statista. Accessed March 16, 2025. https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed
Deloitte. (2024). Leading Chinese banks in 2023, based on non-performing individual housing loans. Statista. Statista Inc.. Accessed: March 16, 2025. https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed
Deloitte. "Leading Chinese Banks in 2023, Based on Non-performing Individual Housing Loans." Statista, Statista Inc., 16 Dec 2024, https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed
Deloitte, Leading Chinese banks in 2023, based on non-performing individual housing loans Statista, https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed (last visited March 16, 2025)
Leading Chinese banks in 2023, based on non-performing individual housing loans [Graph], Deloitte, December 16, 2024. [Online]. Available: https://www.statista.com/statistics/1557631/china-npl-ratio-of-individual-housing-loans-of-leading-banks/?__sso_cookie_checker=failed
