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Retirement accounts owned by U.S. families 2013, by income percentile

This statistic presents the percentage of families in the United States owning retirement accounts in 2013, by income percentile. In the 20th to 39.9th income percentile category, 27.9 percent of families owned retirement accounts in 2013.

Percentage of families owning retirement accounts in the United States in 2013, by income percentile

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Release date

December 2014


United States

Survey time period


Supplementary notes

Note: Percentiles of income distribution in 2013 dollars: 20th: $23,300; 40th: $40,500; 60th: $63,100; 80th: $104,500; 90th: $154,600. Percentile: A value on a scale of zero to 100 that indicates the percent of a distribution that is equal to or below it.
* The tax-deferred retirement accounts consist of IRAs, Keogh accounts, and certain employer-sponsored accounts. Employer-sponsored accounts include 401(k), 403(b), and thrift saving accounts from current or past jobs; other current job plans from which loans or withdrawals can be made; and accounts from past jobs from which the family expects to receive the account balance in the future.

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Statistics on "Families in the U.S."

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