Net loan and lease charge-offs of FDIC-insured commercial banks in the U.S. 2000-2018

FDIC stands for Federal Deposit Insurance Corporation.
FDIC-insured commercial banks include the following categories of depository institutions insured by the FDIC: national banks, state chartered banks and trust companies (except savings banks), commercial banks, either national or state chartered, insured by the FDIC, other financial institutions which operate under general banking codes, or are specifically authorized by law to accept deposits and in practice do so or the obligations of which are regarded as deposits for deposit insurance.
The statistic does not include figures for Guam, Puerto Rico, Virgin Islands, and all other United States territories and possessions.
Net loan and lease charge-offs are calculated as gross loans and lease charge-offs minus loan and lease recoveries.
Figures have been rounded.