In the fourth quarter of 2020, the refinance mortgage originations of one-to-four family housing in the United States peaked at approximately 933 billion U.S. dollars. In 2021, the refinance mortgage activity slowed down, reaching 496 billion U.S. dollars as of the final quarter of the year. Refinance mortgage originations were more than 50 percent of total mortgage originations in the fourth quarter of 2021.
Refinance mortgage originations in the United States from 2000 to 4th quarter 2021
(in billion U.S. dollars)
Covers one- to four-family residential non farm mortgage
loans. Mortgage origination is the making of a new mortgage, including all steps taken by a lender to attract and qualify a borrower, process the mortgage loan, and place it on the lender’s books. Based on the national Delinquency Survey which covers 45 million loans on one- to four unit properties, representing between 80 to 85 percent of all 'first lien' residential mortgage loan outstanding. Loans surveyed were reported by approximately 120 lenders, including mortgage bankers, commercial banks and thrifts.
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Mortgage Bankers Association. (January 30, 2022). Refinance mortgage originations in the United States from 2000 to 4th quarter 2021 (in billion U.S. dollars) [Graph]. In Statista. Retrieved July 04, 2022, from https://www.statista.com/statistics/205946/us-refinance-mortage-originations-since-1990/
Mortgage Bankers Association. "Refinance mortgage originations in the United States from 2000 to 4th quarter 2021 (in billion U.S. dollars)." Chart. January 30, 2022. Statista. Accessed July 04, 2022. https://www.statista.com/statistics/205946/us-refinance-mortage-originations-since-1990/
Mortgage Bankers Association. (2022). Refinance mortgage originations in the United States from 2000 to 4th quarter 2021 (in billion U.S. dollars). Statista. Statista Inc.. Accessed: July 04, 2022. https://www.statista.com/statistics/205946/us-refinance-mortage-originations-since-1990/
Mortgage Bankers Association. "Refinance Mortgage Originations in The United States from 2000 to 4th Quarter 2021 (in Billion U.S. Dollars)." Statista, Statista Inc., 30 Jan 2022, https://www.statista.com/statistics/205946/us-refinance-mortage-originations-since-1990/
Mortgage Bankers Association, Refinance mortgage originations in the United States from 2000 to 4th quarter 2021 (in billion U.S. dollars) Statista, https://www.statista.com/statistics/205946/us-refinance-mortage-originations-since-1990/ (last visited July 04, 2022)
