Bronze and silver health plans with co-insurance in the U.S. by tier 2014
This statistic depicts the share of bronze and silver health care plans in the United States with co-insurance by tier, as of 2014. Some 24 percent of silver plans charged a co-insurance for preferred brands. A co-insurance refers to the insured's share of covered health care service costs, as a percent of the allowed amount for the service. The plans differ based on the actuarial value which is the average percentage of health care expenses that are paid for the by plan, rather than out-of-pocket. In a bronze plan, 60 percent of covered medical expenses are taken care of and 70 percent in a silver plan.