E-money transactions made in the EU grew by over 13 percent in 2022, a significant slowdown in growth compared to previous years. Approximately 8.4 billion e-money purchases were made that year, even though this was more than double the amount recorded in 2018. It should be noted that "e-money", or electronic money, is not necessarily the same as "digital payments". E-money refers to the prepaid storage of money on either a hardware (chip card, magnetic devices) or software device. Mobile proximity digital payments refers to the use of wallets such as Apple Pay in a store. The source, in its definition of "e-money", does not distinguish between hardware and software. Within the EU, Luxembourg sees a significant amount of e-money transactions.
Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023
The source adds that "breaks in the time series in 2013 are a result of the implementation of the new requirements set by the Regulation ECB/2013/43 on payments statistics and reported data quality enhancements."
Supplementary notes
The percentage changes have been calculated by Statista.
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ECB, & Statista. (July 25, 2024). Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023 [Graph]. In Statista. Retrieved December 12, 2024, from https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/
ECB, und Statista. "Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023." Chart. July 25, 2024. Statista. Accessed December 12, 2024. https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/
ECB, Statista. (2024). Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023. Statista. Statista Inc.. Accessed: December 12, 2024. https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/
ECB, and Statista. "Number of E-money (Electronic Money) Transactions in The European Union (Eu-27) from 2000 to 2023." Statista, Statista Inc., 25 Jul 2024, https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/
ECB & Statista, Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023 Statista, https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/ (last visited December 12, 2024)
Number of e-money (electronic money) transactions in the European Union (EU-27) from 2000 to 2023 [Graph], ECB, & Statista, July 25, 2024. [Online]. Available: https://www.statista.com/statistics/443399/electronic-money-payment-in-european-union/