Premium
Premium statistics

Industry-specific and extensively researched technical data (partially from exclusive partnerships).

A paid subscription is required for full access.

Average LTV ratio in the U.S. 2019, by state

Average loan to value ratio in the United States in 2019, by state

Average LTV ratio in the U.S. 2019, by state The loan-to-value ratios in Kansas, Louisiana and Kentucky amounted to 79 percent in 2019, which means that on average the value of mortgages constituted 79 percent of the value of the residential property in those states. The LTV ratio is calculated by dividing the mortgage amount by the purchase price of the home. The trend seems to be that southern and midwestern states have higher ratios than those in the Northeast or West of the country, which is in line with regional home prices. Areas with higher home prices tend to have lower LTV ratios.
What is the LTV ratio used for?

Lenders use this ratio to determine how risky a loan is, because a higher ratio means that the loan is riskier to the lender. Generally, a good LTV ratio for a home loan is 80 percent or lower, which means that the loan is worth 80 percent of less of the value of the home. Loans are granted if the ratio is higher than that, but only if the loan applicant takes out mortgage guaranty insurance, also known as private mortgage insurance, to cover the lender.
Show more

Average loan to value ratio in the United States in 2019, by state

Loan to value ratio
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Loan to value ratio
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Exclusive Premium statistic

You need a Premium Account for unlimited access.

  • Full access to 1.5m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Premium Account

only $49 / month *
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$588 / Year

Exclusive Premium statistic

You need a Premium Account for unlimited access.

  • Full access to 1.5m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Premium Account

only $49 / month *
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$588 / Year

Download Settings Share
Download started
Please be patient - this may take a moment
The loan-to-value ratios in Kansas, Louisiana and Kentucky amounted to 79 percent in 2019, which means that on average the value of mortgages constituted 79 percent of the value of the residential property in those states. The LTV ratio is calculated by dividing the mortgage amount by the purchase price of the home. The trend seems to be that southern and midwestern states have higher ratios than those in the Northeast or West of the country, which is in line with regional home prices. Areas with higher home prices tend to have lower LTV ratios.
What is the LTV ratio used for?

Lenders use this ratio to determine how risky a loan is, because a higher ratio means that the loan is riskier to the lender. Generally, a good LTV ratio for a home loan is 80 percent or lower, which means that the loan is worth 80 percent of less of the value of the home. Loans are granted if the ratio is higher than that, but only if the loan applicant takes out mortgage guaranty insurance, also known as private mortgage insurance, to cover the lender.
Show more
Statista Accounts: Access All Statistics. Starting from $588 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.
This statistic is not included in your account!

Premium Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references

$49 / Month *

Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract.
   Prices do not include sales tax.
Leading companies trust Statista:
paypalgoogleadobepgsamsungtelekom
Statista is a great source of knowledge, and pretty helpful to manage the daily work.
Christof Baron

Christof Baron
CEO, MindShare Germany

Statistics on "Residential real estate in the Netherlands"
  • General overview
The most important statistics
  • Housing prices
  • Mortgages
  • Rental housing
  • Housing construction
  • Residential market in Amsterdam
Discover Statista
Need help with using Statista for your research? Tutorials and first steps
Further Content: Statistics, Studies, and Topic Pages
Learn more about how Statista can support your business.
Do you have any questions about our business solutions?

We provide you with detailed information about our Corporate Account.