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Calendar year combined ratio for liability insurance firms in the UK 2009-2013

This statistic depicts calendar-year combined underwriting ratio for the liability insurance field companies operating in the United Kingdom (UK) from 2009 to 2013. As of 2013, the ratio used to measure the profitability of liability insurance companies amounted to 139.4 percent, meaning the companies that year paid out significantly more money in claims than they received in premiums.

Liability insurance calendar-year combined underwriting ratio in the United Kingdom (UK) from 2009 to 2013

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Release date

October 2014


United Kingdom

Survey time period

2009 to 2013

Supplementary notes

Calendar-year combined ratio is one of the most important profitability measures for insurance companies and as defines it, it is "calculated by taking the sum of incurred losses and expenses and then dividing them by earned premium".

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