Netherlands: pension savings in accumulation phase

In 2020, households had 13.5 billion euros worth of pension savings in the accumulation phase with banks based in the Netherlands. This is an increase of around 360 million euros compared to the previous year, and a massive increase over the 296 million euros recorded in 2008.

Pension savings in the accumulation phase of households with Dutch banks from 2008 to 2020 (in million euros)

Characteristic	Total value in million euros
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Release date

May 2021

More information

Region

Netherlands

Survey time period

2008 to 2020

Supplementary notes

The source states 'bank savings products were introduced in January 2008 to facilitate tax-efficient savings. A bank saving product may take the form of a non-accessible account with a bank (savings products) or an investment right with an investment fund manager (investment products). The institution bears the risk for savings products, while in the case of investment products the policyholders bear the risk.'

In the numbers provided, the bank is the one who bears the risk.

Included in the pension savings in the accumulation phase are so-called postponed benefits.

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