Netherlands: accounts in pension savings in accumulation phase 2008-2020

In 2020, households had 699,830 accounts in pension savings in the accumulation phase with banks based in the Netherlands. While an increase on the previous year, this is below the peak of 726,651 accounts recorded in 2017. By contrast, there were only 26,233 accounts in pension savings in the accumulation phase in 2008.

Number of accounts in pension savings in the accumulation phase of households with Dutch banks from 2008 to 2020

Characteristic	Total accounts
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Release date

May 2021

More information

Region

Netherlands

Survey time period

2008 to 2020

Supplementary notes

The source states 'bank savings products were introduced in January 2008 to facilitate tax-efficient savings. A bank saving product may take the form of a non-accessible account with a bank (savings products) or an investment right with an investment fund manager (investment products). The institution bears the risk for savings products, while in the case of investment products the policyholders bear the risk.'

In the numbers provided, the bank is the one who bears the risk.

Included in the pension savings in the accumulation phase are so-called postponed benefits.

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