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Leading credit card companies in the U.S. 2018, by number of card holders

Leading credit card companies in the United States in 2018, by number of card holders (in millions)

by Statista Research Department, last edited May 28, 2019
Leading credit card companies in the U.S. 2018, by number of card holders Visa had more card holders in the United States than any other credit card provider in 2018, with 323 million cards issued. MasterCard trialed with 191 million cards, followed by Chase with 93 million.
Why credit cards?

Credit cards are popular in the United States. Unlike debit cards, credit cards do not require funds to be present before purchase and are therefore not necessarily linked to a bank account. It is common for card holders to own more than one credit card. Reasons for this include benefits such as rewards programs, as well as the fact that some retailers only take certain credit card brands.

The downside of buying on credit

Since credit cards allow the user to defer payment, some users spend more than they can pay immediately. This leads to credit card debt. Since the interest rates on credit card plans are generally over 10 percent, this debt is difficult to pay off. With such a large number of credit cards in circulation in the United States, many analysts watch levels of credit card debt closely.
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Leading credit card companies in the United States in 2018, by number of card holders (in millions)

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by Statista Research Department, last edited May 28, 2019
Visa had more card holders in the United States than any other credit card provider in 2018, with 323 million cards issued. MasterCard trialed with 191 million cards, followed by Chase with 93 million.
Why credit cards?

Credit cards are popular in the United States. Unlike debit cards, credit cards do not require funds to be present before purchase and are therefore not necessarily linked to a bank account. It is common for card holders to own more than one credit card. Reasons for this include benefits such as rewards programs, as well as the fact that some retailers only take certain credit card brands.

The downside of buying on credit

Since credit cards allow the user to defer payment, some users spend more than they can pay immediately. This leads to credit card debt. Since the interest rates on credit card plans are generally over 10 percent, this debt is difficult to pay off. With such a large number of credit cards in circulation in the United States, many analysts watch levels of credit card debt closely.
Show more
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Statistics on "Credit cards in the United States"
  • Overview
  • Credit card companies
  • General usage
  • Debt
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