In the fiscal year of 2023, over 550 million people across India were covered under health insurance schemes. Of these, the highest number of people were insured under government-sponsored health insurance schemes, while individual insurance plans had the lowest number of people.
India has a decentralized approach to health care and that allows health insurance to be optional. Technically, all citizens are eligible for free healthcare at government facilities and individual states are responsible for organizing these services. However, the country’s health system is severely underfunded in terms of staff as well as supply shortages. A vast number of people seek care from private providers. Over 50 percent of the total healthcare expenditure in the country was from out-of-pocket expenses in fiscal year 2020.
Number of people with health insurance across India from financial year 2016 to 2023, by business type
(in millions)
Characteristic
Government sponsored schemes (including RSBY)
Group business (excluding state-owned)
Individual business
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IRDA (India). (December 27, 2023). Number of people with health insurance across India from financial year 2016 to 2023, by business type (in millions) [Graph]. In Statista. Retrieved September 01, 2024, from https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/
IRDA (India). "Number of people with health insurance across India from financial year 2016 to 2023, by business type (in millions)." Chart. December 27, 2023. Statista. Accessed September 01, 2024. https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/
IRDA (India). (2023). Number of people with health insurance across India from financial year 2016 to 2023, by business type (in millions). Statista. Statista Inc.. Accessed: September 01, 2024. https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/
IRDA (India). "Number of People with Health Insurance across India from Financial Year 2016 to 2023, by Business Type (in Millions)." Statista, Statista Inc., 27 Dec 2023, https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/
IRDA (India), Number of people with health insurance across India from financial year 2016 to 2023, by business type (in millions) Statista, https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/ (last visited September 01, 2024)
Number of people with health insurance across India from financial year 2016 to 2023, by business type (in millions) [Graph], IRDA (India), December 27, 2023. [Online]. Available: https://www.statista.com/statistics/657244/number-of-people-with-health-insurance-india/