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Quarterly distribution of new mortgage loans in Belgium 2015-2018, by rate fixation

Distribution of new mortgage loans in Belgium from 1st quarter 2015 to 2nd quarter 2018, by initial rate fixation

Quarterly distribution of new mortgage loans in Belgium 2015-2018, by rate fixation This statistic shows the distribution of new mortgage loans in Belgium from the first quarter of 2015 to the second quarter of 2018, by initial rate fixation. In the second quarter of 2018, mortgage loans with an initial rate fixation between one and five years took up approximately four percent of all new mortgage loans. Most mortgages had an initial rate fixation of over 10 years. ,br> In recent years, the housing market in Belgium remained stable. This was due to Belgium's fiscal system. When purchasing a house in Belgium, consumers pay the asking price plus ten (in Flanders) or 12 percent (in Wallonia and the Brussels capital region) in registration rights. This makes buying a house in Belgium a long-term investment. Between the fourth quarter of 2014 and the fourth quarter of 2016, the house price index of Belgium increased from 143 to 149, whilst the indices of Luxembourg and the Netherlands increased from 138 to 154 and 92 to 101 respectively in the same period. Between 2005, the number of real estate transactions in Belgium decreased from approximately 69,250 in 2005 to approximately 51,500 in 2015. In March 2016, the confidence indicator of the construction sector in Belgium reached a level of approximately -6.4. Whilst this was higher than the European average, both indicators remained negative.
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Distribution of new mortgage loans in Belgium from 1st quarter 2015 to 2nd quarter 2018, by initial rate fixation

Up to 1 year initial rate fixation1 to 5 years initial rate fixation5 to 10 years initial rate fixationover 10 years initial rate fixation
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Up to 1 year initial rate fixation1 to 5 years initial rate fixation5 to 10 years initial rate fixationover 10 years initial rate fixation
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This statistic shows the distribution of new mortgage loans in Belgium from the first quarter of 2015 to the second quarter of 2018, by initial rate fixation. In the second quarter of 2018, mortgage loans with an initial rate fixation between one and five years took up approximately four percent of all new mortgage loans. Most mortgages had an initial rate fixation of over 10 years. ,br> In recent years, the housing market in Belgium remained stable. This was due to Belgium's fiscal system. When purchasing a house in Belgium, consumers pay the asking price plus ten (in Flanders) or 12 percent (in Wallonia and the Brussels capital region) in registration rights. This makes buying a house in Belgium a long-term investment. Between the fourth quarter of 2014 and the fourth quarter of 2016, the house price index of Belgium increased from 143 to 149, whilst the indices of Luxembourg and the Netherlands increased from 138 to 154 and 92 to 101 respectively in the same period. Between 2005, the number of real estate transactions in Belgium decreased from approximately 69,250 in 2005 to approximately 51,500 in 2015. In March 2016, the confidence indicator of the construction sector in Belgium reached a level of approximately -6.4. Whilst this was higher than the European average, both indicators remained negative.
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Statistics on "Residential real estate in Belgium"
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