Cash usage in Sweden 2010-2018, by payment size

Using cash for payments in shops in Sweden became less popular over the years. For payments below 100 Swedish kronor, the share of respondents who used cash declined from 59 percent in 2010 down to 20 percent in 2018. But for payments above 500 Swedish kronor, the share increased by one percentage point from a use of four percent in 2016, to five percent in 2018. During the same period, the use of debit cards for payments in shops increased for each period for payments below 100 Swedish kronor and from 100 to 500 Swedish kronor. However, for payments above 500 Swedish kronor, the pattern was different: the share decreased each period until 2016, but increased significantly in 2018, where paying with debit card peaked at 85 percent.

Attitudes to use less cash

      Are Swedes positive to exchange the use of cash for other payment methods? According to surveys form 2016 and 2018, a higher share of Swedes stated to be positive to use less cash than the share who stated to be negative towards it. However, Swedes in rural areas seemed to be slightly more negative towards using less cash.

Other payment methods taking place

   While the use of cash payment in Sweden declines, the use of other payment methods is appearing. The number of debit card payments increased every year since 2009, reaching almost 3 billion payments in 2018. The mobile payment service Swish also increase in popularity, reaching just over seven million customers as of February 2019, of which most were private customers.

Cash usage in Sweden from 2010 to 2018, by payment size

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Release date

May 2018



Survey time period

2010 to 2018

Number of respondents

ca. 2,000

Age group

16-84 years

Supplementary notes

Original survey question: "What was your main payment method for payments below SEK 100 / between SEK 100-500 / above SEK 500 over the past month?"

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Statistics on "Payment methods in Sweden "

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