Credit card spending in Spain

In 2022, credit and delayed debit card payments in Spain reached a total value of approximately 126 billion euros. This is an increase from the 94 billion euros reached in 2015. Recently, the number of credit cards circulating in Spain grew rapidly, reaching a total of approximately 49 million credit cards in 2016. This was an increase from the 45 million reached in 2015 and the highest number reached since the year 2000.

Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars)

Characteristic	Transaction volume in million euros	Transaction volume in million U.S. dollars
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Release date

February 2024

More information

Region

Spain

Survey time period

2014 to 2022

Special properties

Spain does not separate between credit cards and delayed debit cards; No figures were provided from before 2014

Supplementary notes

All figures have been gathered and calculated by Statista, based on information from various sources. These include:

Spain's central bank, Banca de Espana, or BDE;
Bank for International Settlements (BIS), itself using data from the country's central bank or chief payments organization;
World Bank.

The source states that "delayed debit cards are used much more in Spain than pure credit cards. (...). The difference between credit and delayed debit lies in the way funds are transferred. In the case of delayed debit cards, funds are transferred on a single charge at the end of the month without interest charges whereas the payment is split into several collection periods with their respective interest charges in the case of credit cards."

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