Cheapest banks in France 2017, by annual banking fees

Ranking of the cheapest banks in France in 2017, by annual bank charges (in euros)

by Statista Research Department, last edited Sep 30, 2019
Cheapest banks in France 2017, by annual banking fees According to a study from 2017, the cheapest bank in France at that time was Boursorama Banque, which collected 19 euros of annual charges. In second and third position were ING Direct and Fortuneo. These three institutions were virtual banks, relying completely on online banking services. From 2008 to 2018, the share of the French population using internet banking services increased from 40 to more than 60 percent.  
Online banking practices

  Online banking, an electronic banking system, allows customers to carry out payments and various transactions using the Internet, and can be both part of traditional financial institutions’ services and virtual banks. Among French people aged 25 to 34 years old, almost 80 percent used online banking. In addition to this, it appears that 40 percent of French surveyed in 2018 declared having downloaded the banking app of their bank on their mobile phone.   

Digital payments and FinTech

  Online payment methods appear to be rather popular among French consumers. According to a study conducted in France in early 2018, half of the respondents said having used online payments services and about a third had employed payment services between individuals. Statista’s Market outlook on the FinTech market reports that the digital payments segment amounted to more than 71 billion euros for the year 2018.
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Ranking of the cheapest banks in France in 2017, by annual bank charges (in euros)

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