Leading banks in Poland 2020-2021, by total assets

In 2021, all banks in Poland saw the value of assets increase from their 2020 levels. Poland’s leading bank in terms of assets, PKO BP had assets valuing over 418 billion zloty.

Banking sector in Poland

Nearly 34 million people in Poland had a bank account in 2020. The activities of several banks dominate the Polish market. In 2021, the best bank in terms of customer service, cost of service, and trust was mBank, followed by ING Bank Slaski . Whereas, the leader in the number of bank branches was PKO BP bank, with over 1.1 thousand bank branches all over Poland in 2020.

Credits & loans in Poland

The credit market in Poland is growing year on year, with the value of loans to households reaching over 734 billion zloty in 2020, which almost doubled its value in 2009. Over the past few years, the percentage of loans taken out in foreign currencies has declined, showing a growing awareness among borrowers about the risks of taking mortgages in foreign currency. In 2020, about 26 percent of housing loans were in foreign currency, almost twice as low as in 2013. Housing loans have been the most frequently granted loans in Poland for years, and they have accounted for more than 62 percent of the loan market.