Leading banks in Poland 2020-2022, by total assets

In 2022, all banks in Poland saw the value of assets increase from their 2021 levels. Poland’s leading bank in terms of assets, PKO BP had assets valuing 439 billion zloty.

Banking sector in Poland

Over 37 million people in Poland had a bank account in 2022. The activities of several banks dominate the Polish market. In 2022, the best bank in terms of customer service, cost of service, and trust was Santander Bank, followed by Getin Noble Bank . Whereas, the leader in the number of bank branches was PKO BP bank, with over 975 bank branches all over Poland in 2021.

Credits & loans in Poland

The credit market in Poland is growing year on year, with the value of loans to households reaching over 769 billion zloty in 2021, which almost doubled its value in 2009. Over the past few years, the percentage of loans taken out in foreign currencies has declined, showing a growing awareness among borrowers about the risks of taking mortgages in foreign currency. In 2020, about 26 percent of housing loans were in foreign currency, almost twice as low as in 2013. Housing loans have been the most frequently granted loans in Poland for years, and they have accounted for more than 63 percent of the loan market.