New credit cards deferred payment to homes: TEDR 2016

This statistic shows the monthly evolution of the interest rate (TEDR) of new credit card operations deferred payment to households and non-profit institutions serving households (ISFLSH) in Spain between October 2015 and October 2016. After a period of decline until May 2016, interest rates on new credit card operations rose in June 2016, a month in which they reached 21.13%.

Monthly evolution of the interest rate (TEDR) on new credit card transactions with deferred payment to households and NPISHs in Spain between October 2015 and October 2016

Characteristic	Interest Rate TEDR **
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-	-
-	-
-	-
-	-
-	-
-	-
-	-
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Release date

December 2016

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Region

Spain

Survey time period

October 2015 - October 2016

Supplementary notes

* Provisional
** TEDR: cash type restricted definition, which is equivalent to APR (annual percentage rate) excluding commissions. Home Interest rates applied by monetary financial institutions to residents of the Economic and Monetary Union (Bank of Spain Circular).
Loans granted by credit institutions and credit financial institutions. Home Cards for which the holders have requested the deferred payment, with an interest rate normally higher than 0%.

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Spanish

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