Claims for limits on the variation of the interest rate to the Bank of Spain 2015

The statistics shows the evolution of the number of claims by land clauses submitted to the Bank of Spain Claims Service between 2011 and 2015. In 2012, the number of claims for limitation clauses to interest rate variation exceeded the figure of 18,000 complaints.

Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015

Exclusive Premium statistic

You need a Single Account for unlimited access.

  • Full access to 1m statistics

  • Incl. source references

  • Available to download in PNG, PDF, XLS format

Single Account

$39 $59 per month *
in the first 12 months
33% Discount until June 30th
*Duration: 12 months, billed annually, single license

Access to this and all other statistics on 80,000 topics from

$468 / Year
$708 / Year

Show detailed source information?
Register for free
Already a member?
Log in
Source

Release date

2016

Region

Spain

Survey time period

2011 - 2015

Supplementary notes

Mortgage loan contracts with interest rate cap constraints (known as floor clauses) establish a minimum interest rate that the client will have to pay, regardless of what the reference interest rate in the mortgage market falls, usually the Euribor. Home These clauses were triggered by the low interest rates set by the European Central Bank in order to combat the crisis with an expansive monetary policy. Due to the mortgage floor, many borrowers have not been able to benefit from lower interest rates and have considered such clauses as abusive. Home The functions of the Claims Service of the Bank of Spain are assumed by the Department of Market Conduct and Claims. Home The data for the period before 2014 can be found in the editions of the years 2012 and 2014 of the Complaints Report .

Open this statistic in...
Statista Accounts: Access All Statistics. Starting from $468 / Year
Basic Account
Get to know the platform

You only have access to basic statistics.
This statistic is not included in your account.

Single Account
Your perfect start with Statista
  • Instant access to 1m statistics
  • Download in XLS, PDF & PNG format
  • Detailed references
$59 $39 / Month *
in the first 12 months
Corporate Account
Full access

Corporate solution including all features.

* All products require an annual contract; Prices do not include sales tax.

Statistics on "Office real estate in France, Italy and Spain"

Statista Accounts: Access All Statistics. Starting from $468 / Year
Learn more about how Statista can support your business.