The statistics shows the evolution of the number of claims by land clauses submitted to the Bank of Spain Claims Service between 2011 and 2015. In 2012, the number of claims for limitation clauses to interest rate variation exceeded the figure of 18,000 complaints.
Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015
Mortgage loan contracts with interest rate cap constraints (known as floor clauses) establish a minimum interest rate that the client will have to pay, regardless of what the reference interest rate in the mortgage market falls, usually the Euribor. Home
These clauses were triggered by the low interest rates set by the European Central Bank in order to combat the crisis with an expansive monetary policy. Due to the mortgage floor, many borrowers have not been able to benefit from lower interest rates and have considered such clauses as abusive. Home
The functions of the Claims Service of the Bank of Spain are assumed by the Department of Market Conduct and Claims.
Home
The data for the period before 2014 can be found in the editions of the years 2012 and 2014 of the Complaints Report .
Profit from additional features by authenticating your Admin account
Please authenticate by going to "My account" → "Administration".
Then you will be able to mark statistics as favourites and use personal statistics alerts.
This feature is limited to our corporate solutions.
Please contact us to get started with full access to dossiers, forecasts, studies and international data.
Corporate Account
Statista Accounts:
Access All Statistics. Starting from $468 / Year
Basic Account
Get to know the platform
You only have access to basic statistics.
This statistic is not included in your account.
Single Account
Your perfect start with Statista
Instant access to 1m statistics
Download in XLS, PDF & PNG format
Detailed references
$59$39 / Month *
in the first 12 months
Corporate Account
Full access
Corporate solution including all features.
* All products require an annual contract; Prices do not include sales tax.
Statistics on "Office real estate in France, Italy and Spain"
Statista Accounts:
Access All Statistics. Starting from $468 / Year
Learn more about how Statista can support your business.
Bank of Spain. (January 30, 2016). Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015 [Graph]. In Statista. Retrieved May 27, 2020, from https://www.statista.com/statistics/774218/claims-by-limits-to-the-variation-of-the-kind-from-interest-to-the-bank-from-spain/
Bank of Spain. "Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015." Chart. January 30, 2016. Statista. Accessed May 27, 2020. https://www.statista.com/statistics/774218/claims-by-limits-to-the-variation-of-the-kind-from-interest-to-the-bank-from-spain/
Bank of Spain. (2016). Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015. Statista. Statista Inc.. Accessed: May 27, 2020. https://www.statista.com/statistics/774218/claims-by-limits-to-the-variation-of-the-kind-from-interest-to-the-bank-from-spain/
Bank of Spain. "Evolution of The Number of Claims by Land Clauses Submitted to The Claims Service of The Bank of Spain between 2011 and 2015." Statista, Statista Inc., 30 Jan 2016, https://www.statista.com/statistics/774218/claims-by-limits-to-the-variation-of-the-kind-from-interest-to-the-bank-from-spain/
Bank of Spain, Evolution of the number of claims by land clauses submitted to the Claims Service of the Bank of Spain between 2011 and 2015 Statista, https://www.statista.com/statistics/774218/claims-by-limits-to-the-variation-of-the-kind-from-interest-to-the-bank-from-spain/ (last visited May 27, 2020)
We use cookies to personalize contents and ads, offer social media features, and analyze access to our website. In your browser settings you can configure or disable this, respectively, and can delete any already placed cookies. For details, please see your browser’s Help section (by pressing F1). Please see our privacy statement for details about how we use data.
