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Loan to deposit ratio of public sector banks in India FY 2012-2019

The loan to deposit ratio in India for financial year 2019 stood at nearly 70 percent, an increase from the previous years. The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues; while a very low ratio can mean that the bank is not using its available resources optimally.

Loan to deposit ratio of public sector banks across India from financial year 2012 to FY 2019

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Sources

Release date

May 2019

Region

India

Survey time period

FY 2012 to FY 2019

Supplementary notes

India's financial year begins in April and ends in March. For example, FY 2017 started in April 2016 and ended in March 2017.

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Statistics on "Banking in India"

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