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Number of cards with a credit function in Czechia 2012-2018

This statistic displays the development in the number of cards with a credit function in Czechia from 2012 to 2018. During the period observed, the number of cards with a credit function generally decreased with some fluctuation. In 2012, the number of credit cards amounted to approximately 1.88 million, by 2018 the number of credit cards had fallen to 1.6 million, a decrease of 270 thousand cards.

Total number of cards with a credit function in Czechia from 2012 to 2018

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Source

Release date

July 2019

Region

Czechia

Survey time period

2012 to 2018

Supplementary notes

The source added the following information "A card enabling cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The holder is sometimes charged other fees, such as an annual fee. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit (irrespective of whether the cardholder actually makes use of this feature or chooses to settle the full amount of the debt incurred at the end of a specified period)."

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