Germany: insurance take-up by type 2022

Personal liability insurance or "private Haftpflichtversicherung" was the most common insurance type in Germany in 2022. Almost 80 percent of German households had this type of insurance, which protects the policyholder from liability in the case of an unintentional injury to another person or damage to someone else's property.

Share of households who have selected types of insurance in Germany in 2021 and 2022

Characteristic	2021	2022
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Release date

January 2023

More information

Region

Germany

Survey time period

August 23 to October 17, 2022

Number of respondents

23,226 respondents

Age group

14 years and older

Special properties

German-speaking population (70.5 million) who used the internet within the past three months

Method of interview

Online survey

Supplementary notes

This question was phrased by the source as follows: "Which of the following insurances does your household currently have?" (in German: "Welche der nachfolgenden Versicherungen sind in Ihrem Haushalt abgeschlossen?"). Fewer insurance types were specified in the 2022 survey results.
The number of respondents in the 2021 survey was similar, though it took the form of face-to-face computer-supported interviews and online surveys.

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