Average credit scores in the U.S. 2017, by generation

This statistic shows the average credit scores in the United States in 2017, by generation. In 2017, Millennials (or Gen Yers) had an average credit rating of 638 in the U.S.

Average credit scores in the United States in 2017, by generation*

Average credit score
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Release date

January 2018


United States

Survey time period


Supplementary notes

*This data refers to the VantageScore, which is a consumer credit rating product developed by the three credit rating agencies: Equifax, TransUnion and Experian, as an alternative to the FICO Score (created by Fair Isaac Corporation).
br> Generation Z (born after 1996)
Generation Y/Millennials (born 1982-1995)
Generation X (1967-1981)
Baby Boomers (1947-1966)
Silent Generation (born before 1946)

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