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D&O insurance purchase reasons in the U.S. 2018, by coverage type

Reasons for purchase of directors and officers (D&O) insurance by companies in the United States in 2018, by type of coverage

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Release date

July 2018


United States

Survey time period

January to April 2018

Number of respondents

77 respondents

Special properties

respondents included directors and officers, risk management professionals, treasurers, and legal and compliance professionals

Supplementary notes

The source adds the following information: "“ABC” D&O insurance commonly refers to D&O insurance products that cover certain: (A) non-indemnified loss of directors, officers and other insured persons, (B) loss of an entity from indemnifying its directors, officers and other insured persons, and (C) loss from an entity’s own liability (for public companies, this coverage is typically limited to Securities Claims). In contrast, Separate “Side-A” (a/k/a “Side-A only,” “dedicated Side-A” “Side-A excess” or “Side-A D-I-C”) insurance commonly refers to specialized D&O coverage only for non-indemnified loss of directors, officers and other insured persons."
Responses ‘Don’t buy D&O insurance’ and ‘Don’t buy Side-A insurance’ were not reflected.

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